Payment Methods

Payment & Retainer System

Secure retainer-based payments with flexible payout options. Get paid safely with our transparent fee structure and retainer protection.

Stripe

Stripe Bank Transfers

5% platform fee - Direct bank deposits

How Retainer System Works

1. Initial retainer payment held by Stackkd to activate agreement

2. Client pays provider directly for completed work

3. Provider receives 95% (after 5% platform fee)

4. Retainer released to client upon successful completion

Fee Structure

Platform fee: 5% of transaction amount
Client processing: 2.9% + $0.30 (Stripe fees)
Provider receives full payment minus 5%
Direct bank deposits in 39+ countries
Payout times: 1-3 business days
Tax documentation handled by Stripe
Coinbase

USDC via Coinbase

10% platform fee - Instant crypto payments

How Retainer System Works

1. Initial retainer payment held by Stackkd to activate agreement

2. Client pays provider directly for completed work

3. Provider receives 90% in USDC (after 10% platform fee)

4. Retainer released to client upon successful completion

Why Choose USDC?

Platform absorbs crypto conversion costs
Higher platform fee (10%) due to crypto handling
Instant USDC transfers to Coinbase wallet
Stable value (pegged to USD)
Global availability (no country restrictions)
Tax documentation handled by Coinbase

Real-time Tracking

Monitor every retainer and payment step

Retainer Held

Client deposits retainer to activate agreement

Work & Payment

Provider delivers work, client pays directly

Retainer Released

Retainer returned to client after completion

Live Updates Include:

Retainer payment confirmations
Agreement activation status
Work completion notifications
Direct payment confirmations
Email notifications
In-app real-time alerts
Payment history dashboard
Retainer release tracking

Secure Retainer System

Protection for everyone

How Retainer Protects Both Parties

For Providers:

Retainer released if client fails to pay after delivery
Protection against non-payment disputes
Automatic release upon successful completion
Mediation support for payment issues

For Clients:

Retainer returned upon successful project completion
Quality assurance before payment release
Dispute resolution support
Protection against unsatisfactory work

Retainer Timeline:

Client deposits retainer
Provider delivers work
Client pays directly
Retainer released

Frequently Asked Questions

How does the retainer system work?

Clients deposit a retainer to activate agreements. Providers are paid directly by clients for work. Retainers are released back to clients upon successful completion, or to providers if clients fail to pay after work delivery.

What are the platform fees?

Stripe providers: 5% platform fee. Coinbase providers: 10% platform fee (due to crypto conversion costs). Client processing fees: 2.9% + $0.30 through Stripe.

When is my retainer released?

Retainers are released to clients when providers are paid successfully and work is satisfactory. If clients fail to pay after work delivery, retainers may be released to providers through dispute resolution.

Can I use both payment methods?

Yes! Set up both Stripe and Coinbase in your settings, then choose your preferred payout method when creating service listings.

Ready to Get Paid?

Set up your payment methods and start earning with confidence